Terms & Conditions

Company Details

Trading Name:  Anne Murphy, Style, Career and Life Coaching

ABN:  62186698175

Country:  Australia

Telephone Number:  0400 497 700

Email:  ask@annemurphy.com.au

  1. Acceptance of Terms

By accessing, downloading, installing, or using AnneMurphy.com.au (“Our), whether or not you become a registered user (“User”, “You”, “Yourself”, “Your”), You agree to be bound by these terms , which You acknowledge that You have read and understood.  We reserve the right, at Our sole discretion, to change, modify or otherwise alter these Terms at any time.  You must review these Terms at https://AnneMurphy.com.au/terms-conditions/ on a regular basis to keep yourself informed of any changes.

We may discontinue to make changes to the content of this site and the network at any time.  Any dated information included in this site is current at the date of publication only and we will not have any obligation or responsibility to update or amend such information.

AnneMurphy.com.au provides training services as well as career, style and life coaching services.

  1. Earnings and Income Disclaimer

AnneMurphy.com.au cannot and does not make any guarantees about your ability to get results or earn any money with our ideas, information, tools or strategies.  You should be aware that all products and services provided by our company are for educational and informational purposes only.  Nothing on this page, any of our websites, or any of our content or advice is a promise or guarantee of results or future earnings and we do not offer any legal, medical, tax or other professional advice.  Use caution and always consult your accountant, lawyer, medical practitioner or other professional adviser before acting on this or any information related to a lifestyle change or your business or finances.  You alone are responsible and accountable for your decisions, actions and results in life and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results at any time or under any circumstance.  The information is generic in nature and we take no responsibility for its usage.  By accessing and using this website you acknowledge that you have read these conditions and agree, without limitation, to be bound by them.

Every effort has been made to accurately present information and its potential.  Examples of these materials are not to be interpreted as a promise or a guarantee of earnings.  Earning potential is entirely dependent on the person using our products, ideas and techniques.

Your level of success in attaining results claimed in our material depends on the time you devote to apply them, along with the ideas and techniques mentioned, your finances, knowledge and various skills and application.  Since these factors differ according to individuals, we cannot guarantee your success or income level.  Nor are we responsible for any of your actions.

Any and all forward-looking statements here or on any of our materials are intended to express our opinion of earning potential.  Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anyone else’s.  In fact, no guarantees are made that you will achieve any results from the ideas and techniques in our material.

Except for any implied condition, guarantee or warranty, the exclusion of which from these Terms and conditions would contravene any statute or cause any part of these terms to be void (“Non Excludable Condition”), we exclude from these Terms and Conditions, all conditions, guarantees, warranties and terms, implied by statute, general law or custom.  Except for any liability in relation to a Non Excludable Condition, we exclude all liability whether arising in tort (including, without limitation, negligence), contract, equity or otherwise for any personal injury or any other loss or damage (including without limitation, loss of opportunity or any loss of income or profits) whether direct, indirect, special or consequential, arising in any way out of the services.  Nothing in these terms affects the statutory rights of any person under the Australian Consumer Law or any other applicable law.

You agree that we will not be liable for any loss or damage which you incur as a result of use of this website including without limitation, damage caused by access delays, computer viruses, system failure or malfunction which may occur in your use of the website including hyperlinks to or from third party websites.

  1. Hours of Operation

Anne Murphy, Style, Career and Life Coaching is open Monday to Friday from 9 a.m. to 5 p.m. Australian Eastern Standard Time and Australian Eastern Standard Summer Time as applicable.  We close for all government observed holidays.

These policies and procedures apply to all AnneMurphy.com.au services available from this site or any other site owned by Anne Murphy, Style, Career  and Life Coaching that includes a link to this page.

  1. Live Streams
  • Refunds will only be provided in situations where the customer is unable to watch the Live Stream due to technical issues.
  • Refunds will only be considered and processed on the first day of each respective event.

Limitation on Liability


AnneMurphy.com.au  is not responsible for any problems or technical malfunction of any network or lines, computer online systems, servers or providers, computer equipment, software, failure of any email or redemption to be received by AnneMurphy.com.au on account of any technical problems or traffic congestion online or on the Internet or at any Website, or any combination thereof including any injury or damage to customer’s or any other person’s computer related to or resulting from downloading or streaming any materials consistent with this agreement or subsequent use of any AnneMurphy.com.au-owned web properties.  If, for any reason, the stream is not capable of running online as planned, including infection by computer virus, bugs, tampering, unauthorised intervention, fraud, technical failures, or any other causes beyond the control of AnneMurphy.com.au which threatens or corrupts or adversely affects the administration, security, fairness, integrity or proper conduct of a live stream offer, AnneMurphy.com.au reserves the right, in our sole discretion, to cancel, terminate or suspend the offer and/or any subscription.  ANY ATTEMPT BY YOU TO DELIBERATELY DAMAGE ANY WEBSITE OR TO UNDERMINE THE LEGITIMATE OPERATION OF THIS OFFER MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, AnneMurphy.com.au WILL DISQUALIFY YOUR ATTEMPTED REDEMPTION AND RESERVES THE RIGHT TO SEEK DAMAGES FROM YOU TO THE FULLEST EXTENT PERMITTED BY LAW.

  1. Your Account

You agree to provide accurate and complete information when you register with, and as you use AnneMurphy.com.au and you agree to update your account information to keep it accurate and complete.  You agree that AnneMurphy.com.au may store and use the information you provide for use in maintaining and billing fees to your Account.

  1. Social Media Groups and Communities

Anyone is welcome here.  We have community members of all skill and experience levels, from college students to business owners and executives.

We want people to feel safe when using our groups and forums.  Therefore, we have developed a set of community guidelines, outlined below.  These policies will help you understand what type of sharing is allowed in our private groups and communities and what type of content may be reported to us and removed.  Because of the diversity of our global community, please keep in mind that something that may be disagreeable or disturbing to you may not violate our community guidelines.

  • Community members of all levels are welcome here

We have members of all skill and experience levels, from college students to business owners and executives.

  • Respect Confidentiality

Content gathered in our online community groups cannot be collected, repackaged and/or shared outside the group.  Every member of our communities has a right to privacy and the right to feel safe that their questions, answers and experiences remain privy to group members only.

  • Keep it Respectful

Comments that are inappropriately negative, rude, or attacking will be deleted, removed or we will ask you to revise your thoughts.  Everyone is here to learn and grow, so anything violating that will be removed.

  • Keep it on Topic

We reserve the right to remove posts based on off-topic content or offensive content.

  • No Pitching to the Group

We have a strict ‘no shopping for customers’ policy in our groups.  This includes pointing people to blog posts with your offers/affiliate offers and publicly asking members to join your own Facebook groups or communities.  Be cautious of unsolicited private messages to group members.  If we get multiple complaints that you or someone else is using private messages to make unsolicited pitches to members, you may be asked to leave.  You should view the group as your peers, not your leads.

  • No Gated Content

Content posted in the groups cannot be used to harvest leads in any way.  If you need a feedback or a review, post the direct PDF, document or screenshot.  Do not require people to opt-in to view.

  • Partnering with Other Members

Access to this group does not mean that AnneMurphy.com.au endorses anyone’s products or services. Please be cautious and do your due diligence when partnering with anyone in the group – don’t assume everyone is trustworthy.

  • Report Posts that are Breaking Group Policies

When there are a lot of posts, it’s sometimes difficult for us to catch everything.  If you see a post that is questionable, please report it, tag our community manager in the comments, or reach out to our community manager directly via private message so our team can review them.

  • Breaking the Rules

If you are deemed to be breaking the rules of the group, AnneMurphy.com.au reserves the right to remove you from the Facebook group that the offending behaviour occurred within.

  1. Intellectual Property

You agree that AnneMurphy.com.au graphics, user interface, audio clips, video clips, editorial content, templates and scripts and software used to implement AnneMurphy.com.au contains proprietary information and material that is owned by AnneMurphy.com.au and/or its licensors and is protected by applicable intellectual property and other laws, including but not limited to copyright.  You agree that you will not use such proprietary information or materials in any way whatsoever except for the use of AnneMurphy.com.au in compliance with this agreement.  No portion of AnneMurphy.com.au may be reproduced in any form or by any means without the expressed written permission of AnneMurphy.com.au.  You agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on AnneMurphy.com.au in any manner and you shall not exploit the AnneMurphy.com.au brand in any unauthorised way whatsoever, including, but not limited to, by trespass or burdening network capacity.  Notwithstanding any other provision of this Agreement, AnneMurphy.com.au reserves the right to change, suspend, remove or disable access to any AnneMurphy.com.au content, or other materials comprising a part of the AnneMurphy.com.au brand at any time without notice.  In no event will AnneMurphy.com.au be liable for making these changes.  AnneMurphy.com.au may also impose limits on the use of or access to certain features or ports of AnneMurphy.com.au in any case and without notice or liability.

All copyrights in and to AnneMurphy.com.au (including the compilation of content, postings, links to other Internet resources and descriptions of those resources) are owned by AnneMurphy.com.au and we reserve all these rights in law and equity.  THE USE OF ANY PART OF AnneMurphy.com.au EXCEPT FOR USE OF AnneMurphy.com.au AS PERMITTED IN THIS AGREEMENT, IS STRICTLY PROHIBITED AND INFRINGES ON THE INTELLECTUAL PROPERTY RIGHTS OF OTHERS AND MAY SUBJECT YOU TO CIVIL AND CRIMINAL PENALTIES, INCLUDING POSSIBLE MONETARY DAMAGES, FOR COPYRIGHT INFRINGEMENT. AnneMurphy.com.au trademarks, service marks, graphics and logos used in connection with AnneMurphy.com.au are trademarks or registered trademarks of AnneMurphy.com.au in Australia and/or other countries. The material contained in this site, including our name, logos, slogans, data, information, graphics and underlying software are protected by copyright, trademark and other intellectual property laws, are owned by us and our licensees and are available for your personal use only.

You must not copy, modify, alter, download, publish, broadcast, distribute, sell or transfer any such materials unless expressly provided for in these Terms and Conditions or without our express permission.  All rights not expressly granted herein are reserved.  Downloading of any information, content or images from our website does not transfer any right or ownership of such information, content or images to you and such information, content or images may be used solely in accordance with these Terms and Conditions is the copyright of AnneMurphy.com.au and is protected by Australian and international copyright laws.

The site and the data in it are supplied solely for informational use.  Apart from permitted uses under the Copyright Act 1968 (Cth) and, except for the temporary copy held in your computer’s cache and downloading for private use, no part of the material or data contained in this site may be reproduced, altered, transmitted or re-used for any purpose whatsoever without the written permission of AnneMurphy.com.au.

  1. Payments

All payments are to be made in Australian Dollars (AUD).   Currently invoices are issued exclusive of GST.

  1. Privacy

Our website is committed to the protection of personal information provided to us.  Our website follows various principles concerned the collection, storage and use of personal information as contained in the Australian Privacy Principles contained in the Privacy Act 1988 (Cth).  A copy of our privacy policy can be found at https://AnneMurphy.com.au/privacy-policy/.

  1. Links to Third Party Websites

Links to other websites may be provided from this site.  In those circumstances, we have no control over the content of those third party websites.  We make no express warranties concerning the content of those other sites.  In particular we do not warrant the accuracy, completeness or reliability of those sites for a particular purpose, nor do we warrant that such sites or their content are accurate, complete, current or free of defects including but not limited to viruses or other harmful elements.  The user of this site will assume all risks and costs arising from the use of any website linked to this site.

  1. Indemnification

You agree to indemnify and hold harmless AnneMurphy.com.au and any affiliated organisations and their directors, officers and employees from any claim or demand including reasonable legal fees made by any third party due to or arising out of your use of this site or any violation of these Terms and Conditions.

  1. No Offer of Products or Services

Nothing contained in this site will constitute an offer by our website for any products or services which may be advertised through the site including its micro site pages.  Nor does our website make any specific warranty or representation of any kind with respect to any such information.  Our website will not be liable to you or any person who incurs any loss or damage as a result of relying upon any such information.

  1. Applicable Law

These Terms and Conditions shall be construed and governed by the laws of Victoria, Australia.  Further, any dispute arising from these Terms and Conditions or a breach of any agreement between us and you will be governed by the laws of Victoria, Australia.  As a user of this website and our services you submit to the exclusive jurisdiction of the courts of Victoria, Australia and the Federal Courts of Australia.

Customer Service

If you have any questions or comments regarding AnneMurphy.com.au, please email us at ask@annemurphy.com.au

Your Feedback

We welcome enquiries or feedback on our website or any ideas you may have.  Unless specifically stated by you, we shall treat any information you provide us with as non-proprietary and non-confidential.